Coverage Category

Juvenile Indexed Universal Life (IUL)

Permanent coverage started early, so tax-free growth has decades to work in their favor.

What it is

The same protections as an adult IUL, with a significantly better beginning.

Who it's for

Children ages 0–17.

Growth mechanics

An IUL provides market-linked growth potential with downside protection — allowing your cash value to grow when markets rise while protecting against market losses.

Flexibility

Allows you to use your money how you see fit, and set your children on the path of success you wish you had as a child.

Talking point

Does your child need tuition, a car, or a down payment on a home? A Juvenile IUL can solve that issue.

The 9-LF Standard

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